1) Get A Plan Buyers: Contact a lender and find out what your credit looks like. This is a scary step for most, but you may be surprised! If you qualify for a home in the price range you want, get a pre-qualification letter, call your Real Estate Professional (385-210-7250 Susan Booth :)) and start shopping. If you need credit work, start now. Take the Lender's advice and focus on the prize. It's never too late to fix credit. Call me you need a great Lender with lots of incen